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Biden announces new rule to protect consumers who purchase short-term health insurance plans

Thursday March 28th, 2024 05:27:08 AM Darlene Superville | Associated Press

President Joe Biden on Thursday announced new steps to protect consumers who buy short-term health insurance plans that critics say amount to junk.

A new rule finalized by the Democratic president’s administration will limit these plans to just three months. And the plans can only be renewed for a maximum of four months, instead of up to the three years that were allowed under Biden’s predecessor, Republican Donald Trump.

The Biden administration is also requiring short-term plans to provide consumers with clear explanations of the limits of their benefits.

The White House said the rule is part of Biden’s efforts to reduce costs for consumers, which he has been promoting extensively as he seeks reelection in November.

“The president really believes the American people do not want to be taken for suckers and junk insurance takes them for suckers,” Neera Tanden, Biden’s domestic policy adviser, said during a call the White House arranged to discuss the rule with reporters.

Short-term insurance is meant to be temporary, providing a safety net for consumers as they transition between jobs, for example, or retire before they are eligible for Medicare.

But short-terms plans — critics call them “junk insurance” — too often mislead consumers into thinking they were buying comprehensive health coverage, Tanden said. Consumers would later be surprised to learn when they tried to use the insurance that their benefits were capped or certain coverages were not provided.

Tanden said Trump and other Republican-elected officials undermined the Affordable Care Act by allowing insurance companies to exploit loopholes and sell short-term plans that often leave consumers surprised when confronted by thousands of dollars in medical bills.

The ACA was signed into law in 2010 by President Barack Obama. Biden and his administration have spent this week marking the 14th anniversary of the landmark law’s enactment.

Short-term plans were expanded in 2018 during the Trump administration as a cheaper alternative to the Affordable Care Act’s costlier comprehensive insurance. Trump, who had promised to repeal and replace the law, has praised short-term plans as “much less expensive health care at a much lower price.”

In 2020, a divided federal appeals court upheld the Trump administration’s expansion of short-term health insurance plans.

The U.S. Court of Appeals for the District of Columbia Circuit said the Trump administration had the legal authority to increase the duration of the health plans from three to 12 months, with the option of renewing them for 36 months. The plans do not have to cover people with preexisting conditions or provide basic benefits like prescription drugs.


TikTok makes $2.1 million TV ad buy as Senate reviews bill that could ban app

Wednesday March 27th, 2024 07:06:38 PM Brian Schwartz,CNBC
  • TikTok has launched a previously unreported $2.1 million advertising campaign as senators review a House-passed bill that could ban the popular social media app.
  • The company reserved television advertising in the key battleground states of Nevada, Montana, Wisconsin, Pennsylvania and Ohio.
  • The ads started running on Wednesday, and feature people wondering what they would do without TikTok.

TikTok has launched a $2.1 million advertising campaign with a clear message for senators in tough reelection fights this year: Block the House bill that could effectively ban the app in the United States.

“Think about the 5 million small business owners that rely on TikTok to provide for their families,” one purported TikTok user says in the ad. “To see all of that disappear would be so sad,” says another apparent user.

The company has reserved television ad space in the battleground states of Nevada, Montana, Wisconsin, Pennsylvania and Ohio, according to previously unreported data from AdImpact.

All five states are represented by vulnerable Senate Democrats, each of whom is running for another six-year term.

Other states that will see the new TikTok ads include New York, Massachusetts and Minnesota, according to the ad buy data.

The Big Apple and Beantown are key ad markets for reaching young people and journalists. Minnesota is the home state of Democratic Sen. Amy Klobuchar, one of TikTok’s fiercest critics in Congress. Klobuchar is also up for reelection this year.

The ads started running on Wednesday, with the buy set to end end either April 14 or April 28, depending on where the spots are airing, according to the data.

One of the new ads obtained by CNBC purports to show TikTok users warning their target audiences of how much would be lost if TikTok were banned.

“It’s gonna affect a lot of people’s livelihoods,” says a sad-looking woman.

Senate path

Despite the hyperbole from TikTok, the legislation passed the House wasn’t an outright ban. Instead, it requires TikTok’s China-based parent company, ByteDance, to divest the app from its holdings within about six months of the bill being signed into law.

If ByteDance fails to do so, then TikTok would not be available to download on the Apple App store and the Google Play store, all but ensuring a slow death for the app among U.S. users.

Yet despite having passed the House by a vote of 352 to 65, the TikTok bill still faces an uncertain path through the Senate.

Senator Maria Cantwell, a Democrat from Washington, speaks during a Senate Finance Committee hearing in Washington, D.C., on Tuesday, June 8, 2021.
Evelyn Hockstein | Bloomberg | Getty Images
Senator Maria Cantwell, a Democrat from Washington, speaks during a Senate Finance Committee hearing in Washington, D.C., on Tuesday, June 8, 2021.

Senate Majority Leader Chuck Schumer, D-N.Y., recently said senators would need time to “review the legislation” before he could share any timelines for potential passage.

President Joe Biden has said he would sign the bill if if passes the Senate. Intelligence community officials recently delivered a classified briefing on TikTok to senators.

Following the briefing, Commerce Committee chair Sen. Maria Cantwell, D-Wash., said her panel might need to hold a public hearing on the bill.

High-pressure lobbying

A spokesman for TikTok said the ads are a way to show how the federal government could hurt small businesses if the bill passes the Senate.

“We think the public at-large should know that the government is attempting to trample the free speech rights of 170 million Americans and devastate 7 million small businesses nationwide,” a TikTok spokesman explained.

The company said the buy will be larger than the $2.1 million AdImpact originally tracked, and that a majority of the investment will focus on national, as well as local, television advertisements.

The ads represent the latest effort by TikTok to make a dent in the Washington debate over whether ByteDance could protect U.S. TikTok users’ personal data from China’s autocratic Communist government.

TikTok users have swamped congressional offices with calls demanding that members vote against the ban. The number of these calls soared after TikTok encouraged their users through the app to demand lawmakers not pass the House bill.

Sen. Thom Tillis, R-N.C. shared a threatening voicemail at his office in relation to a possible TikTok ban. Tillis’ office has said it’s received at least 1,000 calls about the app since the House passed their bill.


Former Sen. Joe Lieberman, Democrats' VP pick in 2000, dead at 82

Wednesday March 27th, 2024 05:49:38 PM

Former Connecticut Sen. Joe Lieberman, who served in the Senate for more than two decades and was the Democratic vice presidential nominee in 2000, has died. He was 82.

The former U.S. senator’s family said he died in New York City due to complications from a fall Wednesday afternoon.

“His beloved wife, Hadassah, and members of his family were with him as he passed. Senator Lieberman’s love of God, his family, and America endured throughout his life of service in the public interest,” his family said in a statement.

Lieberman nearly won the vice presidency on the Democratic ticket with Al Gore in the disputed 2000 election, and he almost became Republican John McCain’s running mate eight years later.

The Democrat-turned-independent was never shy about veering from the party line.

Lieberman’s independent streak and especially his needling of Democratic presidential nominee Barack Obama during the 2008 presidential contest rankled many Democrats, the party he aligned with in the Senate. Yet his support for gay rights, civil rights, abortion rights and environmental causes at times won him the praise of many liberals over the years.

Lieberman came very close to winning the vice presidency in the contentious 2000 presidential contest that was decided by a 537-vote margin victory for George W. Bush in Florida after a drawn-out recount, legal challenges and a Supreme Court decision. He was the first Jewish candidate on a major party’s presidential ticket and would have been the first Jewish vice president.

He was also the first national Democrat to publicly criticize President Bill Clinton for his extramarital affair with a White House intern.

Lieberman sought the Democratic presidential nomination in 2004 but dropped out after a weak showing in the early primaries. Four years later, he was an independent who was nearly chosen to be McCain’s running mate. He and McCain were close pals who shared hawkish views on military and national security matters.

McCain was leaning strongly toward choosing Lieberman for the ticket as the 2008 GOP convention neared, but he chose Sarah Palin at the last minute after “ferocious” blowback from conservatives over Lieberman’s liberal record, according to Steve Schmidt, who managed McCain’s campaign.

Lieberman generated controversy in 1998 when he scolded Clinton, his friend of many years, for “disgraceful behavior” in an explosive speech on the Senate floor during the height of the scandal over his relationship with Monica Lewinsky. Yet Lieberman later voted against the impeachment of Clinton.

He defended his partisan switches as a matter of conscience, saying he always had the best interests of Connecticut voters at heart. Critics accused him of pursuing narrow self-interest and political expediency.

In announcing his retirement from the Senate in 2013, Lieberman acknowledged that he did “not always fit comfortably into conventional political boxes” and felt his first responsibility was to serve his constituents, state and country, not his political party. He had a tortured relationship with Democrats.

During his final Senate speech, Lieberman urged Congress to look beyond party lines and partisan rancor to break Washington gridlock.

“It requires reaching across the aisle and finding partners from the opposite party,” Lieberman said. “That is what is desperately needed in Washington now.”

Privately, some Democrats were often less charitable about Lieberman’s forays across party lines, which they saw as disloyal. He bolted his party and turned independent after a 2006 Senate primary loss in Connecticut.

Lieberman’s strong support of the Iraq War hurt his statewide popularity. Democrats rejected Lieberman and handed the 2006 primary to a political newcomer and an anti-war candidate, Ned Lamont.

Defying Democratic leaders and friends, Lieberman ran successfully for reelection as an independent and drew support from some Republican allies. Lieberman won praise from the White House and fundraising help from prominent Republicans, such as then-New York Mayor Mike Bloomberg, who himself later ran as an independent.

Lieberman made his Senate experience and congressional clout a strong selling point, saying he’d fight hard for the state’s defense jobs and its fair share of federal largesse. The strategy paid off.

Lieberman won reelection to a fourth term, even though many of his Democratic allies and longtime friends, including former Sen. Chris Dodd, supported Lamont. Lieberman was candid about what he considered a betrayal by old pals such as Dodd, but the two men later reconciled.

After his rebound reelection in 2006, Lieberman decided to caucus with Democrats in the Senate, who let him head a committee in return because they needed his vote to help keep control of the closely divided chamber. But it wasn’t long until Lieberman was showing his independent streak and ruffling his Democratic caucus colleagues.

Despite the decision of Democrats to let him join their caucus as an independent, Lieberman was an enthusiastic backer of McCain in the 2008 presidential contest.

Lieberman’s speech at the 2008 GOP presidential nominating convention criticizing Obama, the Democratic presidential nominee, struck a deep nerve with many Democrats.

Lieberman cast Obama as a political show horse, a lightweight with a thin record of accomplishment in the Senate despite his soaring eloquence as a speaker.

“In the Senate, during the 3 1/2 years that Sen. Obama has been a member, he has not reached across party lines to … accomplish anything significant, nor has he been willing to take on powerful interest groups in the Democratic Party to get something done,” Lieberman said at the convention.

“Eloquence is no substitute for a record,” he said.

Lieberman campaigned heartily across the country for McCain. Many Democrats considered it a betrayal to Obama and his former party colleagues.

“Joe Lieberman has said things that are totally irresponsible when it comes to Barack Obama,” House Democratic leader Nancy Pelosi of California said in a radio interview during the 2008 race.

After the election, there was speculation Senate Democrats might strip Lieberman of his chairmanship of the Senate Homeland Security and Governmental Affairs Committee as payback. Sen. Patrick Leahy, D-Vt., chair of the Judiciary Committee, was among those who said Lieberman should lose his chairmanship. Leahy branded Lieberman’s attacks on Obama as “beyond the pale.”

But at Obama’s urging, Senate Democrats decided not to punish Lieberman for supporting McCain and the GOP ticket. Obama was eager to strike a bipartisan tone for his presidency and giving Lieberman a pass helped reinforce that message.

Yet Vermont Sen. Bernie Sanders, an independent and staunch liberal, called it a “slap in the face” for millions of Americans who backed Obama.

Lieberman was known in the Senate for his hawkish foreign policy views, his pro-defense bent and his strong support for environmental causes.

Five weeks after the Sept. 11, 2001, attacks, he became one of the first politicians to call for the ouster of Iraqi leader Saddam Hussein and later voted in favor of the military invasion of Iraq. His vocal support for the war would later help doom his candidacy in the 2006 Connecticut Democratic primary.

Lieberman tended to vote with Democrats on most issues and was a longtime supporter of abortion rights, a stance that would have proved problematic with conservatives had McCain chosen him as his running mate in 2008.

He played a key role in the legislation that created the Department of Homeland Security.

Lieberman grew up in Stamford, Connecticut, where his father ran a liquor store. Lieberman graduated from Yale University and Yale Law School in New Haven As Connecticut’s attorney general from 1983 to 1988, he was a strong consumer and environmental advocate. Lieberman vaulted into the Senate by defeating moderate Republican incumbent Lowell Weicker in 1988.

After leaving the Senate in 2013, Lieberman joined a New York City law firm. Lieberman and his wife, Hadassah, have four children.


Trump targets hush money trial judge's daughter one day after gag order

Wednesday March 27th, 2024 01:19:12 PM Kevin Breuninger,CNBC
  • Donald Trump again targeted on social media the daughter of the judge in his upcoming criminal hush money trial.
  • The presumptive Republican presidential nominee’s Truth Social post came one day after New York Judge Juan Merchan imposed a gag order limiting what Trump can say about the case.
  • Trump is charged with 34 counts of falsifying business records to conceal a hush money payment to porn star Stormy Daniels.

Donald Trump on Wednesday again targeted on social media the daughter of the judge in his upcoming criminal hush money trial — one day after that judge imposed a gag order limiting what Trump can say about the case.

Trump, in a Truth Social screed, slammed New York Supreme Court Judge Juan Merchan as a “hater” and repeated his call for the judge to recuse himself from the case.

Trump pointed to Merchan’s daughter’s work in progressive politics, and a social media account that he claims is hers, as evidence that it is “completely impossible” for him to get a “fair trial.”

Merchan’s daughter “represents Crooked Joe Biden, Kamala Harris, Adam ‘Shifty’ Schiff, and other Radical Liberals, [and] has just posted a picture of me behind bars, her obvious goal,” Trump claimed.

The posts marked Trump’s second day in a row highlighting Merchan’s daughter’s role as a president at Authentic Campaigns, a Democratic political consulting firm. The firm touts its work for clients including President Joe Biden, whom Trump is campaigning against, and for other Democratic groups and politicians.

“Maybe the Judge is such a hater because his daughter makes money by working to ‘Get Trump,’ and when he rules against me over and over again, he is making her company, and her, richer and richer,” Trump wrote. “How can this be allowed?”

Trump attorney Todd Blanche declined to comment on Trump’s posts in light of the gag order, which restricts him from making certain statements about “family members of any counsel or staff member.”

The posts extended Trump’s stream of attacks against Merchan that began after the judge set an April 15 trial date in the hush money case. Trump is charged with 34 counts of falsifying business records to conceal a hush money payment to porn star Stormy Daniels.

Trump’s latest attacks on Merchan’s daughter went further than his past comments by claiming she “just posted” a picture of him behind bars.

Trump appeared to be referencing a social media account on X, which Authentic had previously associated with Merchan’s daughter.

As recently as Wednesday, that X account featured as its profile photo an edited headshot of Trump behind metal bars. As of Wednesday afternoon, that profile photo had been changed to a childhood photo of Vice President Kamala Harris. Harris had shared that photo on social media during a 2019 Democratic primary debate, shortly after she attacked then-rival Biden over his record on busing.

It is unclear if the account handle currently belongs to Merchan’s daughter. X indicates that the account “joined in April 2023,” months after Authentic most recently referenced it on social media.

Trump was arraigned in the hush money case that month. Around the same time, multiple right-wing news outlets published reports about Merchan’s daughter’s political activities.

The X account’s posts are protected, meaning that they can only be viewed by approved followers. A spokesman for the New York courts did not immediately respond when asked by CNBC to confirm or deny that the account currently belongs to Merchan’s daughter.

Trump nevertheless asserted Wednesday that the account is hers, while he railed against his newest gag order.

“So, let me get this straight, the Judge’s daughter is allowed to post pictures of her ‘dream’ of putting me in jail, the Manhattan D.A. is able to say whatever lies about me he wants, the Judge can violate our Laws and Constitution at every turn, but I am not allowed to talk about the attacks against me, and the Lunatics trying to destroy my life, and prevent me from winning the 2024 Presidential Election, which I am dominating?” he wrote.

The gag order imposed Tuesday does not completely limit Trump from talking about his critics. He can still criticize the prosecutor in his case, Manhattan District Attorney Alvin Bragg, and he is not explicitly barred from speaking about Merchan himself.

Trump is, however, barred from making public statements about likely witnesses and jurors in the case.

And he cannot speak about lawyers in the case, court staff, employees in the D.A.’s office and their family members if those statements are made with the “intent to materially interfere” with the proceedings.

Merchan in the order wrote that Trump’s prior statements about various figures involved in the case “were threatening, inflammatory [and] denigrating.”

“Such inflammatory statements undoubtedly risk impeding the orderly administration of this Court,” wrote the judge, who also noted “the nature and impact of the statements made against this Court and a family member thereof.”

“Given that the eve of trial is upon us, it is without question that the imminency of the risk of harm is now paramount,” he wrote.

Trump had referenced Merchan’s daughter on Truth Social around the time of his arraignment in the hush money case.

Trump’s attorneys in a court filing last May referenced Merchan’s daughter’s work as they urged the judge to recuse himself from the case.

Merchan, in August, declined to do so.


Settlement reached in lawsuit between Florida Gov. DeSantis' allies and Disney

Wednesday March 27th, 2024 10:41:11 AM Michael Schneider and NBC6

Allies of Gov. Ron DeSantis and Disney reached a settlement agreement Wednesday in a state court fight over how Walt Disney World is developed in the future following the takeover of the theme park resort’s government by the Florida governor.

In a meeting, the members of the board of the Central Florida Tourism Oversight District approved the settlement agreement, ending almost two years of litigation that was sparked by DeSantis’ takeover of the district from Disney supporters following the company’s opposition to Florida’s “parental Rights in Education” law, dubbed by activists “Don’t Say Gay.”

The 2022 law bans classroom lessons on sexual orientation and gender identity in early grades and was championed by the Republican governor, who used Disney as a punching bag in speeches until he suspended his presidential campaign this year.

The district provides municipal services such as firefighting, planning and mosquito control, among other things, and was controlled by Disney supporters for most of its five decades.

“Everything we’ve done has been in the best interests of the state of Florida and we have been vindicated on all those actions. Going forward we’re going to continue to govern with the best interests of the state of Florida,” DeSantis said at a news conference Wednesday.

Jeff Vahle, president of Walt Disney World Resort, said in a statement Wednesday that the company was pleased a settlement had been reached.

“This agreement opens a new chapter of constructive engagement with the new leadership of the district and serves the interests of all parties by enabling significant continued investment and the creation of thousands of direct and indirect jobs and economic opportunity in the state,” Vahle said.

Following Disney’s opposition to the law, DeSantis took over the governing district through legislation passed by the Republican-controlled Florida Legislature and appointed a new board of supervisors. Disney sued DeSantis and his appointees, claiming the company’s free speech rights were violated for speaking out against the legislation. A federal judge dismissed that lawsuit in January.

Before control of the district changed hands from Disney allies to DeSantis appointees early last year, the Disney supporters on its board signed agreements with Disney shifting control over design and construction at Disney World to the company.

The new DeSantis appointees claimed the “eleventh-hour deals” neutered their powers and the district sued the company in state court in Orlando to have the contracts voided.

“I’m glad that they were able to do that settlement, those eleventh hour covenants and restrictions were never gonna be valid, we knew that. The challenge to the state oversight board to replace Reedy Creek, that’s not going anywhere, obviously that was dismissed in district court,” DeSantis said.

Disney filed counterclaims that include asking the state court to declare the agreements valid and enforceable.

Under the terms of Wednesday’s settlement agreement, Disney lets stand a determination by the board of DeSantis-appointees that the comprehensive plan approved by the Disney supporters before the takeover are null and void. Disney also agrees that a development agreement and restrictive covenants passed before the takeover are also not valid, according to the settlement terms.

Instead, a comprehensive plan from 2020 will be used with the new board able to make changes to it, and the agreement suggests Disney and the new board will negotiate a new development agreement in the near future.

“We have an interest as a state in moving forward to make this region very strong, this oversight, tourism oversight board in that district is a big part of that and I think that there’s gonna be ways where we can do things that are in the best interests of the state of Florida and I think Disney can be a part of that,” DeSantis said. “A year ago, people were trying to act like that all these legal maneuverings were all going to succeed against the state of Florida and the reality is here we are a year later and not one of them has succeeded, every action that we’ve taken has been upheld in full and the state’s better off for that.”


Texas's controversial immigration law remains on hold after latest pass through appeals court

Wednesday March 27th, 2024 06:13:29 AM Ben Russell and The Associated Press

A federal appeals court issued a ruling late Tuesday night that will prevent Texas from enforcing its controversial immigration policy known as Senate Bill 4.

The Fifth Circuit United States Court of Appeals ruled 2-1 to deny a motion from the State of Texas for a stay on the decision of whether it can enforce SB4.

Under SB 4, state and local police have the right to question, arrest, and charge undocumented immigrants suspected of crossing the border illegally. Furthermore, the law would require that state judges deport people back to Mexico upon conviction, regardless of their nationality.

The Biden Administration sued the State of Texas shortly after Republican Gov. Greg Abbott signed SB4 into law back in December. It argues that the law is an overreach, and conflicts with the federal government’s authority to enforce immigration laws.

In its decision Tuesday, the court noted that:

“Allowing Texas to detain noncitizens without any input from the Federal Government about whether an arrest is warranted in a particular case…would allow the State to achieve its own immigration policy.”

The ruling goes on to note that:

“The Texas removal provisions will significantly conflict with the United States’ authority to select the country to which noncitizens will be removed. A large number of noncitizens who crossed into Texas from Mexico are not citizens or residents of Mexico. Nevertheless, under Texas law they would be removed to Mexico. The United States would have no voice in the matter.”

Earlier this month, Texas’ plans were again put on hold after setting off uncertainty along the border and anger from Mexico flared during a brief few hours that the law was allowed to take effect.

A late-night order on March 19 from an Appeals Court panel temporarily put SB4 on hold — again. Earlier in the day, the U.S. Supreme Court had cleared the way for the strict immigration law, dealing a victory to Republican Gov. Greg Abbott and encouraging GOP lawmakers in other states that are pushing for similar measures.

But later in a 2-1 order, an appeals court panel continued the legal seesaw surrounding the Texas law, again putting it on pause ahead of oral arguments that were scheduled for March 20.

During the short time the law was in effect Tuesday, Texas authorities did not announce that any arrests had been made or say whether it was being actively enforced. Along the border in Kinney County, Sheriff Brad Coe embraced the arrest powers but said deputies would need probable cause.

“It is unlikely that observers will see an overnight change,” said Coe, whose county covers a stretch of border near Del Rio that until recently had been the busiest corridor for illegal crossings but has quieted considerably.

Arrests for illegal crossings fell by half in January from a record-high of 250,000 in December, with sharp declines in Texas. Arrests in the Border Patrol’s Del Rio sector, the focus of Abbott’s enforcement, fell 76% from December. Rio Grande Valley, the busiest corridor for illegal crossings for much of the last decade, recorded its fewest arrests since June 2020.

Tucson, Arizona, has been the busiest corridor in recent months, followed by San Diego in January, but reasons for sudden shifts are often complicated and are dictated by smuggling organizations.

When President Joe Biden visited the Rio Grande Valley for his second trip to the border as president last month, administration officials credited Mexico for heightened enforcement on that part of the border for the drop in arrests. They said conditions were more challenging for Mexican law enforcement in Sonora, the state that lies south of Arizona.








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